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New Stop Getting Ripped Off By Banks, Dollar Dominated MasterCard Is Now A Must By Michaelsample2

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New Stop Getting Ripped Off By Banks, Dollar Dominated MasterCard Is Now A Must By Michaelsample2

The online world is getting more and more robust each day and people are continuously expanding and shifting their offline businesses to the online arena.

Credit/Debit cards have continued to provide one of the best means of transacting online and the growth of credit/debit cards usage is almost proportionally to the recent growth of online businesses.

We understand that the country is currently passing through serious economic crises and the financial institutions even appear the most hit in this economic meltdown.

As we write this now, the country’s currency has been on the dwindle against major foreign currencies of the world, since the prices of crude oil, which is the country’s major foreign exchange earner in the international market have also been on the downward curve from the past 2 years to present.
stop-getting-ripped-off-and-get-dollar-dominated-MasterCard

In the recent and bold move adopted by the Central Bank of Nigeria (CBN) in order to arrest the falling value of its currency, CBN decided to float the Naira as to allow the natural forces of demand and supply take its course at determining the true face value of the country’s currency against other foreign currencies.

Must Read: http://michaelsample2.blogspot.com/2013/10/how-to-open-gtbank-domiciliary-account.html" target="_blank">How to open a GTBank domiciliary account

But as it stands now, the Naira floating move handed by CBN seems to be yielding little or no fruit as other factors within the country’s economy and financial sectors continue to play out on the Naira, making the Naira fall appearing unending at the moment.

The implications of all these, which forms the bulk of the topic of discussion today is that the financial institutions in the country (Banks) have craftily hijacked the situation and are now ripping the hell off their customers, by charging them exorbitant exchange rate on Naira to foreign currency exchange transactions.

And the easiest way the banks are achieving this is on transactions made online by their customers with Naira dominated ATM cards (MasterCard/VISA) on foreign sites.

It will beat your imaginations that many online merchants, shoppers and other individuals are recently complaining bitterly on the outrageous exchange rates that these banks have imposed on their Naira ATM cards transactions against foreign currencies.

Recommended: http://michaelsample2.blogspot.com/2015/11/why-you-should-use-pre-paid-atm-cards.html" target="_blank">Why you should use Pre-paid ATM cards for most of your online transactions

Recent reports show that the banks now charge somewhere between N430 to N480 per Dollar transaction online with Naira ATM cards, which is even far beyond what the currencies are obtainable in the parallel/black-market section.

As it stands currently, the black-market selling rate of Naira-Dollar transaction is somewhere around N395 to N400 per dollar; meaning that you can presently obtain $1 in the black-market for N400.

If you can confidently walk to the black-market section and buy a Dollar for N400, why on earth do you now have to pay N430 to N480 (Bank rip-off rate) for a Dollar in online transaction with your MasterCard?

The only solution now, to stop the banks rip-off in that manner is to opt for foreign/Dollar currency dominated MasterCard/VISA as against the Naira Dominated Cards.

Also Read: http://michaelsample2.blogspot.com/2014/09/how-to-easily-activate-your-atm-card.html" target="_blank">How to easily activate your ATM card for online Quickteller transactions
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By so doing, it doesn’t even matter again whether you earn in Naira or in foreign currencies, since you will always get a good bargain in buying Dollar at the readily available black-market section than what you will get with the banks.

The idea now after getting your Dollar dominated MasterCard, for those that don’t earn in Dollars; you can easily walk up with your cash in Naira to the black-market, buy your Dollar at N400 and deposit it into your Dollar MasterCard and finally use it for your online transactions instead of paying far above N400 that the banks will charge you.

For those that earn in Dollars, you can equally do the same or even better use your money earned in Dollars to carry out your online transactions without banks outrageous exchanges.

Finally, we have in the past discussed on the http://michaelsample2.blogspot.com/2016/02/latest-cost-of-getting-dollar-dominated.html" target="_blank">cost of getting dollar dominated MasterCard/VISA for your online transactions, and the cost still stand the same presently.


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